What is Renters' Insurance?
Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. This includes liability insurance. The tenant's personal property is also covered against named perils such as fire, theft and vandalism. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant's belongings
Policies also have some liability insurance. This type of coverage offers you protection if someone is injured in your apartment.
While you don’t want to be a pessimist as you move into your new apartment, planning for these tragic, unforeseen circumstances is essential to preparing for your financial stability.
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