What does Homeowners Insurance Cover?To put it simply, homeowners insurance is designed to repair, replace or recover the value of what you currently have (under coverage) if it’s damaged due to any number of causes
Typical of Claims and Cause of Damage
Is Homeowners Insurance Mandatory?Homeowners insurance isn’t required by law, but most lenders will be sticklers and will require a policy in order to give you a loan. At a minimum, they’ll want your policy to cover or exceed the amount you owe on the loan.
What's so great about an Independent Insurance Agent?It’s simple. Literally. Independent insurance agents simplify the process by shopping and comparing home insurance quotes for you. Not only that, they’ll cut the jargon and clarify the fine print so you know exactly what you’re getting.
Plus, independent insurance agents work for YOU and not one insurance provider. Actually, they’re the only agents who can check policies from multiple carriers to find the right coverage at the best price. Most importantly, we will be there to help you when claim time comes. The outcome of home insurance claims can be strongly impacted by how the process is approached and handled. How to make sure you're adequately covered?Many homeowners think they’re fully covered. Unfortunately, they’re not, and figuring this out when it’s claim time can be infuriating. Finding the right coverage depends on a number of things, from crime rates to wildfires in your area. Here are several hacks to help you.
Three Home Insurance Hacks
Contact us to learn more about the right homeowners insurance for you.
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