What is Flood Insurance?Flood insurance policies are similar to homeowners insurance policies in the sense that they exist to protect both your home and your stuff. The difference is that it’s there to cushion the financial blow should your property become flooded by a natural water source (and no, a badly clogged toilet doesn’t count).
Flood insurance will specifically cover:
*Any depreciation of your property’s value will be factored into what the insurance policy pays towards reimbursement for damages. Well, for peace of mind, for starters. Floods cause millions of dollars in damage each year. And they are the most common natural disaster in the US. Water damage is also pricey. As little as one inch of water in a home can cost as much as $21,000. Having coverage could mean the difference between financial devastation and being able to rest easy, should a storm hit your area. Contact us to learn more about the right amount of flood coverage for your home. |
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